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Adopted City Plans
Housing Improvement Programs
• Development &
Boards and Committees
• Request for Proposals
The City of Racine’s Housing Department offers home improvement loans to homeowners and responsible landlords at low interest rates and flexible terms. While some restrictions do apply, most residents in your neighborhood are eligible to take advantage of this
opportunity to invest in their future, home, neighborhood, and community.
Energy Efficiency Upgrades, Gutters, Roofs, Porches, Windows, Siding, Doors, Electrical, Plumbing, Furnaces, Air Conditioning, Water Heaters, Code Compliance Repairs
The process is simple and we are here to help:
Give the Housing Department a call at 262-636-9197 to be pre-screened for eligibility (se habla Español). Feel free to stop by our office at City Hall too!
If eligible, you’ll work with our friendly Consumer Lending Specialist to receive a “pre-approval loan letter” to proceed, and receive:
Free technical assistance from our experienced Housing Technician to finalize the scope of work, get bids, and select your contractor. You may be required to make additional repairs if there is an identified safety issue.
Close on your loan with our lawyer and sign rehab contracts.
Your Housing Technician will continue to work with you to help ensure that work is done correctly, in a timely manner, and will facilitate payments to contractors.
Enjoy your improved home! We can even set you up with electronic monthly payments to help take stress out of remembering to send a check every month.
Need help becoming a homeowner? Help managing your finances? Facing housing discrimination?
Give us a call. Resources are available in our community to help you too.
City of Racine - Department of Housing
730 Washington Avenue, Room 102
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