Employees and Retirees
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City of Racine Employee Benefits Information
Welcome to the City of Racine’s Benefits Information page! This page will have information you will find helpful throughout your employment at the City of Racine. As a Benefits Eligible employee you are entitled to participate in the City of Racine’s Health and Benefits Plan.
To view the benefits and premium rates offered for the current year, please see the Benefits Guide listed below.
2025 City of Racine Benefits Guide
United Healthcare Medical Insurance
Effective the first day of the month following your date of hire, you are eligible to be covered by the City of Racine’s health insurance plan. The City of Racine has one medical insurance plan. It is a Preferred Provider Option (PPO) Plan which is administered by United Healthcare. The links below will provide an explanation of this plan. CVS Caremark is our Pharmacy Benefit Manager.
If you opt out of the health insurance, you will be paid $50 per month.
UHC Virtual Learning Session Webinar (Passcode: fQ.6c3+I )
UHC Virtual Learning Session Webinar 2022 (Passcode: V2x@PMh8)
United Healthcare Summary of Benefits and Coverage – 06A HDHP 2024
United Healthcare Summary Plan Description – 06A HDHP
United Healthcare COVID-19 Notice
United Healthcare – How the City’s plan works
Learn more about United Healthcare’s Services:
How to Look Up an In-Network Provider
Helping You to Be More in Control of Your Health, Time and Money
Understanding Preventative Care
Why Preventative Care is Important
Gender Identity Support Advocate Team
United Healthcare’s Health and Wellness Resources
Virtual Visits – Fifty Dollars
Rally Member Overview – Personalized health recommendations just for you
Compare Quick Care Options – Help keep the cost down
Naviguard – Out-of-Network Solution
United Healthcare Pet Insurance – FIGO
It’s easier to get pet insurance plans now that UnitedHealthcare has teamed up with Figo Pet Insurance. Choose from customized care plans – designed to help take good care of your dog or cat if unexpected injuries and illnesses occur – including the deductible and reimbursement levels that best meet your needs, as well as optional add-ons like dental coverage. All City of Racine employees are eligible to enroll in pet insurance, and you can enroll at any time throughout the year. For more information on how to select your preferred coverage, what the cost of selected coverage will be, how to enroll, and the pharmacy discount card please see the fliers below.
FIGO Pet Insurance Information
FIGO Pet Insurance Webinar Passcode: 9y=H88QR
Real Appeal® helps you create a healthier lifestyle by taking small steps for lasting change. This online weight
management program offered by the City of Racine is a new addition to your benefits starting in 2024. Real Appeal® supports you every step of the way. It’s available to you at no additional
cost, if enrolled in the City’s Medical Insurance. Download the App now!
CVS Caremark
Through CVS’s phone app or website, you can access information such as the formulary (updated quarterly), time-saving tools such as finding a pharmacy and managing delivery by mail, money spent on prescriptions and where there might be savings opportunities, and refilling prescriptions. Visit the links below to learn more about this information.
Digital Features of CVS Caremark
CVS No-Cost Preventative Services – The No – Cost Preventative Services are updated on a quarterly basis by CVS Caremark.
CVS Maintenance Choice Information
MetLife Dental Insurance
Effective the first day of the month following your date of hire, you are eligible to be covered by the City of Racine’s dental insurance plan. The City of Racine has two plans which are administered by MetLife. They are a Basic Dental Plan and an Advanced Dental Plan. The links below will provide an explanation of both plans.
If you are enrolled in one of the health insurance plans, the City of Racine will pay for a Basic employee only plan for you. You can upgrade coverage to include your family members or to move to the Advanced plan. If you do not wish to enroll in a health insurance plan, you can still enroll in a dental plan, but the City of Racine will not make any contributions for you.
MetLife Dental Virtual Learning Session Webinar (Passcode: p08RQuz=)
MetLife Basic Dental Plan Summary
MetLife Advanced Dental Plan Summary
Learn more about MetLife’s Services:
Understanding Your Oral Health
How to Find a Provider – Brainshark
Preventive Dental Care – Brainshark
Oral Health and Overall Health – Brainshark
MetLife Short-Term Disability Insurance
Effective the first day of the month following your date of hire, you are eligible to be covered by the City of Racine’s short-term disability insurance plan through MetLife and will be automatically enrolled in this insurance if you are a full-time, non-union employee that works at least 30 hours per week. Please see the information below for more details on the short-term disability insurance policy.
Summary of Short-Term Disability Policy
Short-Term Disability Brainshark
How to submit a claim via Mybenefits
Superior Vision Insurance
Effective the first day of the month following your date of hire, you are eligible to participate in the City of Racine’s Vision plan. There is one plan and it is administered by Superior Vision. The link below will provide an explanation of the plan.
Superior Vision Virtual Learning Session Webinar (Passcode: 6z%cMB2h)
Superior Vision Virtual Learning Session 2022 (Passcode: E4G%K%FH)
Superior Vision Open Enrollment Video
Learn more about Superior Vision’s Services:
Superior Vision Contacts Direct
How to Look Up an In-Network Provider
Protecting Yourself Against Diabetes
Health Savings Account (H.S.A)
A Health Savings Account (H.S.A) is a tax beneficial savings account that can be used in conjunction with a qualified High – Deductible Health Plan. The funds put into an H.S.A. may be used on future, eligible health care expenses without any taxation. To learn more information about a Health Savings Account please visit the links below.
Note: To receive the Racine Resident H.S.A City contribution, you must complete the Residency Verification Form and submit two documentation to HR.
RMECU H.S.A. Virtual Learning Session Webinar (Passcode: VvfT*0+Q)
2024 City of Racine Residency Verification Form
Learn more about a Health Savings Account (HSA):
Understanding a Health Savings Account
HSA Frequently Asked Questions
Flexible Spending Account
The City of Racine offers a flexible spending account which is administered by United Healthcare. A flexible spending account (FSA) is a special account that lets you set aside money, before it is taxed, to help pay for eligible health care and/or dependent care expenses.
Note: You cannot have a Medical H.S.A and a Medical F.S.A.
Flexible Spending Account Information
Flexible Spending Account Guide
Pension
Effective your first date of hire, you will be enrolled into the Wisconsin Retirement System. The Contribution rate for 2024 is 13.80% of your salary. The City of Racine will contribute 6.90% and you will have a mandatory contribution of 6.90%.
Your Benefit Handbook – Information on the Pension
There is a Core and a Variable Trust Fund. You are automatically enrolled in the Core Fund. If you would like to find out more about how participation in the variable trust fund affects your pension, please see the link below.
How Participation in the Variable Trust Fund Affects Your WRS Benefits
If you would like to make additional contributions to your pension, please see the link below.
Additional Contributions through WRS
Life Insurance
Effective the first day of the month following 30 days after your date of hire, you are eligible for life insurance with the City of Racine. One unit of life insurance is equal to your annual salary. The City of Racine pays the cost of one unit of life insurance for you. You can add additional units up to a total of 5 including the one the City of Racine pays for. You can also add up to two units of spouse and dependent life insurance. One unit is worth $10,000 for a spouse and $5,000 for a dependent and two units would be worth $20,000 for a spouse and $10,000 for a dependent.
The Wisconsin Public Employers Group Life Insurance Program
Life Insurance Application/Cancellation/Refusal Form
Deferred Compensation
The City of Racine offers a Deferred Compensation Plan otherwise known as a 457(B) plan. It’s a voluntary retirement account that you can put money into. There are three vendors to choose from:
Nationwide Retirement Solutions
Wisconsin Deferred Compensation
Racine Employee Health & Wellness Center
The Employee Health and Wellness Center run by Ascension Wisconsin is available to you and your dependent(s) if enrolled in the medical insurance. The Employee Health and Wellness Center provides accessible health and wellness resources that improve the well-being of our employees and their dependent(s). It provides comprehensive services including clinic visits, health coaching, and preventative exams and health screenings. Each non-preventative office visit costs $25.00. For more information about the Employee Health and Wellness Center and the services that they provide, please see the fliers below.
Health and Wellness Center Phone Number: 262-687-5565
Health and Wellness Center Information
Looking for a Primary Care Provider?
Health and Wellness Center Virtual Learning Session (Passcode: w3Z5C%k%)
Health and Wellness Center Formulary – 2024
Standard Lab Services Provided by the Health and Wellness Center
Click here for more information about the Health & Wellness Center
Doctor of Physical TherapyThe City of Racine
and Doctors of Physical Therapy have teamed up to offer you and any
dependent(s) enrolled under your health insurance, access to PT at any of our
Wisconsin locations, for only a $30 co-pay!If muscle or
joint pain is hindering your daily life – whether it’s your back, your hip, or
weakness in your extremities – the experts at Doctors of Physical Therapy are
ready to help!Find locations, go HERE.
Schedule an appointment by calling 833-950-0865
Learn about this benefit – Listen to this webinar –
Wellness Program
Another benefit to having the health insurance is that you qualify for the City of Racine’s Wellness Program.
Employees and retirees receive $200.00. Spouses and retiree spouses receive $100.00.
Click here for more information about the Wellness Program
Employee Assistance Program
The City of Racine offers an Employee Assistance Program (EAP). The EAP program provides free problem assessment, short term counseling referral and follow-up for you and your family. All contacts with the EAP are strictly confidential.
All employees (regardless if enrolled in City’s health insurance) are eligible to use the EAP services.
Aurora Virtual Learning Session
Aurora Virtual Learning Session 2022 (Passcode: Vi?pi69i)
Click here for more information about the Employee Assistance Program
Student Loan Repayment Program
The City of Racine cares about you and your career development within our organization, which is why we have partnered with Bakertilly Vantagen to administer a Student Loan Repayment Program. The Student Loan Repayment Program, administered by Bakertilly Vantagen, helps assist you with the financial burden of the education that you have received. Non City of Racine residents can receive up to $1,200 per year towards student loan repayments, and City of Racine residents can receive up to $2,400 per year towards student loan repayments. To learn how to enroll in the Student Loan Repayment Program through Bakertilly Vantagen, see the informational fliers and website below.
Student Loan Repayment Program Flier
Racine Financial Empowerment Center
The Racine Financial Empowerment Center (FEC) provides free one-on-one professional financial counseling for all non-union City of Racine employees. Some services provided are helping individuals review expenses and budgeting, preparing for home ownership, car loans, and education, helping with increasing your credit score, and tackling debts and collections. For more information about the FEC, please see the FEC website and information flier below.
Racine Financial Empowerment Center Website
Racine Financial Empowerment Center Flier
Edvest 529
Edvest 529, Wisconsin’s official college savings plan, is available to all City of Racine employees as an employee benefit. If you’re familiar with 401(k) or 403(b) retirement plans, Edvest 529 is similar, but it’s used to save for higher education. With no minimum contribution requirement when contributing by payroll direct deposit ($25 if using another contribution method), low fees, and a state tax deduction for Wisconsin taxpayers, Edvest 529 makes saving affordable. Parents, grandparents, or anyone can save for a loved one’s future education or even their own ongoing training. Funds can be used to pay for expenses such as tuition, certain room & board, books, and computers at universities, colleges, technical colleges, professional schools, and graduate programs. Make the most of your savings by contributing to your account regularly. Any earnings have the opportunity to grow tax-deferred and withdrawn state and federal tax-free when used for qualified education expenses. Wisconsin residents who contribute to an Edvest 529 account may be eligible for a state tax deduction. For more information about Edvest 529, please see the fliers below.
Edvest Representative Khaleel Ali
The City of Racine partners with Aflac, who provides voluntary supplemental insurance to employees. Aflac helps with expenses health insurance does not cover, providing options such as Short-Term Disability and Accident insurance. Employees are responsible for the costs of any insurance(s) purchased through Aflac. To view Aflac’s website and to learn more information about what is offered, please see the links listed below.
When enrolling in benefits, you will be doing so through the end of the calendar year. You will only be allowed to make changes to your enrollment choices prior to December 31st if you have a “Qualifying Event”. In the fall, Human Resources will conduct an Open Enrollment for the next benefit year.
Childcare Resources
4C For Children helps assist you in evaluating your child
care options and selecting a child care program that meets the needs of your
family. For more information on this resource, see the flier below.Compliance Notifications
City of Racine Benefit Notices
Transparency in Coverage
UnitedHealthcare creates and publishes the Machine-Readable Files on behalf of the City of Racine. To link to the Machine-Readable Files, please click on the URL provided: https://transparency-in-coverage.uhc.com/
